It is a common saying that you should always travel light while you are vacationing or holidaying. The same can be said about your money too. Instead of overloading your wallet with a bunch of credit, debit and ATM cards, you can opt for a travel card.
It is a common saying that you should always travel light while you are vacationing or holidaying. The same can be said about your money too. Instead of overloading your wallet with a bunch of credit, debit and ATM cards, you can opt for a travel card. This is one of the smartest ways of handling your finances when you are vacationing. In fact, it is easier to reload the card through your smartphone, provided you have ample funds in your bank account. This will probably take a day or two, but will lessen the pain of searching for a money exchange kiosk or an ATM in a remote place. Now lets try to find out about the four awesome benefits of carrying a travel card.
Cash is the least secure way to handle your finances while you are travelling. A brief encounter with a pickpocket or a tussle in a crowded place can leave you broke within minutes.
There will be many places or several instances where cash is preferred over card. But you will find that in most of the countries, the travel card will make things easy.
This all-purpose single card will minimize all your financial headaches.
A travel card is the perfect way to juggle through multiple currencies. You can load from five to thirteen different currencies in one single travel card.
Some of the common currencies that can be loaded include US dollar, UK pound, Euro, Fijian dollar, Thai baht, South African rand, Indonesian rupiah and many more.
The travel card combines the benefits of a debit and credit card, but sets the spending limits. You will get a PIN and will have the ability to block the card if it is stolen; but this acts as a stand-alone card not remotely linked to your bank account. It does not allow you to spend from your current account; it does not even allow you to pay for goods through a pre-agreed credit facility. What you need to do is load the money in the card, and then you can use the card to spend the money just like a credit or debit card. Generally, these travel cards have a minimum and maximum amount which you can load. It is a great way to curb your tendency to overspend during holidays.
The best thing about a travel card is that before issuing a card, the company will not credit check you. The cards do not have any credit facility; you get to spend the amount that you have loaded. But you must provide a valid identity proof before the card is issued. For Forex details and exchange rates, you can always take help of doorstepforex.com.
A travel card, especially a pre-paid one is the smartest way to handle your finances while you are travelling. Get one before your next vacation and sign up for a happy hassle-free holiday!